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The MIBI Agreement 2019: All you need to know

The Motor Insurers` Bureau of Ireland (MIBI) is a non-profit organization that was established to compensate victims of accidents caused by uninsured or untraceable drivers. In 2019, MIBI signed a new agreement with the Irish government to govern how it compensates victims of road traffic accidents involving uninsured or untraced vehicles.

Here`s everything you need to know about the MIBI Agreement 2019:

1. What the MIBI Agreement 2019 is all about

The MIBI Agreement 2019 is a document that sets out the terms and conditions for the MIBI`s compensation scheme. The agreement includes rules on who is eligible for compensation, the types of accidents covered, and the compensation amounts.

2. Who is eligible for compensation?

Victims of accidents involving uninsured or untraced vehicles are eligible for compensation. This includes drivers, passengers, pedestrians, and cyclists. However, the MIBI Agreement 2019 does not cover the driver of an uninsured or untraced vehicle.

3. What types of accidents are covered?

The MIBI Agreement 2019 covers accidents involving uninsured or untraced vehicles. This includes hit-and-run accidents, accidents where the driver of the other vehicle cannot be identified, and accidents where the other driver is uninsured.

4. Compensation amounts

The compensation amounts under the MIBI Agreement 2019 depend on the type of accident and the severity of the injury. The maximum compensation amount for death or serious injury is €1 million, while the maximum amount for property damage is €65,000.

5. How to apply for compensation

To apply for compensation under the MIBI Agreement 2019, the victim must first report the accident to the Garda Síochána (Irish police force) and obtain an incident number. The victim must then submit a claim form to the MIBI within six months of the accident.

In conclusion, the MIBI Agreement 2019 is an important document that governs how MIBI compensates victims of road traffic accidents involving uninsured or untraced vehicles. If you are involved in an accident of this nature, it is essential to report it to the Garda Síochána and to contact the MIBI as soon as possible to begin the compensation process.